9 Ways To Avoid Foreclosure

1.) Reinstatement:  Bring the loan current by paying all outstanding/overdue payments.

2.) Forebearance:  Temporary repayment plan

3.) Refinance:  Procure a new loan to pay off the existing loan, possibly with lower monthly payments.

4.) Loan Modification:  Modify original loan terms with more affordable monthly payments

5.) Sell the Property:  Proceeds will be used to pay off entire loan balance including arrears.

6.) Rent the Property:  Bring the loan current first.

7.) Short Sale:  Negotiate with the bank to accept a payoff that is less than the current loan balance

8.) Deed-In-Lieu of Foreclosure:  Surrender the property title to the bank.

9.) Bankruptcy:  Will delay foreclosure but it does NOT stop it.

At the end of your ropes? We can help you avoid foreclosure.

Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

 

Rising Home Prices are Helping Millions out of Challenging Situations

March 2014 marked the 25^th consecutive month of year-over-year increases in home prices, according to the CoreLogic Home Price Index Report. For millions of homeowners, the recent increase in home prices is helping to end struggles that began when the housing crisis first hit.

As home prices increase, homeowners are regaining equity in their homes. Homeowners who were underwater, or owed more on their mortgage than their home was worth, are finding they aren’t any longer. In fact, more than four million homeowners regained equity since the housing crisis ended!  

I have a report entitled “Need a Second Chance?” that explains how the rising home prices are helping homeowners and what it means for you.

You can instantly download the report by going to www.Sold-In-45days.com. Once you get to the website, click on the thumbnail on the right side bar. Or you may also request a free copy by calling 1-800-780-0226. After reading the report, contact me today for a free market analysis and to discover what your home is worth.

My team, Benchmark Team, serves homeowners in the Seattle - Bellevue - Everett metropolitan areas and outlying cities.

Sincerely,
Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

Why Now is the Time to Buy or Sell a Home !

After years of nothing but negative reports about the housing market, it is hard to believe recent news about the “housing market rebound” and “why now is a great time to buy or sell a home.” However, the reality is that the housing market has recovered remarkably quickly and created unique opportunities for those looking to buy or sell a home.

For those looking to buy a home, interest rates for mortgage loans remain incredibly low. For 2014, the average annual rate has hovered around 4 to 4.5%. These low interest rates make buying a home more affordable than at almost any time in the last 40 years.  

For those looking to sell, home prices are up significantly and continue to rise. In fact, home prices rose by 12 percent in January 2014 compared to January 2013. What’s more, there are not enough homes on the market to meet the current demand. The simple principle of supply-and-demand is helping those selling a home get top dollar for it. 

 

I have a report entitled, “The Miracle Housing Market,” that further explains why now is the perfect time to buy or sell a home. You can download the report from my website www.CARLODELIZO.com by clicking on the link on the right sidebar.

After reading the report, contact me today to explore the options available to you!

My team, Benchmark Team, serves homeowners in the Seattle - Bellevue - Everett metropolitan areas and outlying cities.

 

Sincerely, 

 

Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

Seattle Agent Provides Resource on Foreclosure Alternatives, Short Sales

SEATTLE PRESS RELEASE May29th, 2014 - A local real estate agent, Carlo Delizo of Re/Max Metro Realty Inc., with the Certified Distressed Property Expert^® (CDPE) designation has released an informational report comparing the consequences of a short sale and foreclosure.

The report can be found at www.CarloDelizo.com and provides a thorough explanation of how a short sale might improve a homeowner’s future financial stability.



“Considering how damaging foreclosure can be for the homeowner and the surrounding community, it is important that everyone knows all of the alternatives available,” Carlo Delizo said. “I do everything I can to make sure that they best information available so that they can make the most informed decision possible.”

Many of these homeowners are facing foreclosure, which can be a difficult place to be. Once a mortgage payment has been missed, the lender has the ability to begin the foreclosure process. A short sale can potentially minimize the damage to one’s future loan eligibility, credit score, employment, security clearance and more.

“We often see homeowners enter the foreclosure process without any visible means of professional guidance,” Carlo Delizo said. “My hope is that we can spread the word so that homeowners in this situation understand that there is someone they can turn to.”

As a CDPE designee, Carlo Delizo possesses the tools and knowledge needed to efficiently, ethically and effectively pursue foreclosure alternatives, specifically short sales. In addition to this training, CDPE-designated agents are connected to a network of professionals via the Charfen Institute, allowing them to remain regularly updated on the complex and quickly changing real estate market.

Carlo Delizo and his Benchmark Team, serve homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

CONTACT INFO BELOW FOR A FREE CONSULTATION:

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc.

Separate the Myth from the Reality !

It used to be that if you were facing foreclosure, it was difficult to find information about what to do. Today, distressed homeowners have the exact opposite problem.

There is information everywhere, but it can be almost impossible to tell the truth from the fiction. But there is one fact that you can take to the bank: You have options.

As a Certified Distressed Property Expert® (or CDPE), I make it my mission to help you separate the myth from the reality about the options that are available to you. Understanding your options and acting can help relieve the burden of your mortgage.

I’ve created a report that outlines some of these options. It’s entitled “Foreclosure Alternatives Under the Magnifying Glass” and it is available on this website. Download it, read it, and then contact me for a free, confidential consultation!

Please click on the following link to be directed our website http://www.Sold-in-45days.com

My team, Benchmark Team, serves homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

Sincerely,  

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert  
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc. 

In Real Estate, Experience Worth $25,000, Study Finds

For real estate Brokers, experience brings a number of advantages. With experience, Brokers gain deep market knowledge, stronger negotiating skills, a wider professional network and more. According to a recent study in the Journal of Housing Research, these tools could mean the difference of $25,000 for your home!
 

In the study, homes listed by experienced real estate Brokers sold for $25,000 dollars more, on average, than those listed by rookie Brokers. Experienced Brokers were also more likely to sell the home and to sell it faster.
 

For homeowners who are struggling with their mortgages and looking for answers, finding a trained and experienced Broker is even more important. It takes an experienced Broker to help homeowners understand their options and help them find the best path through their unique situations.
 

I have a report entitled “The $25,000 Home Selling Bonus” that explains how working with an experienced and trained Broker can benefit you. Please click on the image below to download a copy of this report.


.

I think you’ll be surprised by the difference experience makes. If you or someone you know can use my help, please read the report, and then contact me for a free, confidential consultation.

My team, Benchmark Team, serves homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities. Please visit us at   www.Sold-in-45days.com

 
Sincerely,

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc. 

 

Your Home May Be Worth More Than You Think!

You probably wouldn’t have believed it a year ago, but today may very well be a great time to sell your home!

Prices have gone up substantially for a number of reasons, not the least of which is that more and more people are looking to buy. Couple this with the fact that inventory in our market is low, and it becomes a simple supply and demand equation with the result being that homeowners are in the driver’s seat!

Carlo Delizo and his team, Benchmark Team, serve homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

We have a report that explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled, “Return of the Housing Market” and we believe you’ll be surprised when you download and read it.

 

You can download the report from our website www.RescueWA.com . After reading the report, contact us today for a free market analysis.

About

 

CARLO DELIZO
Team Lead, Benchmark Team
Certified Distressed Property Expert

Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc.

 

 

 

Home Prices Continue Increasing Nationwide to Pre-Bubble Values

Over the last year, home prices nationwide have steadily increased, with four states reporting home prices that matched their 2006 peak prices and twenty-two other states reporting prices within 10 percent of their peaks.

Home prices in Seattle-Bellevue-Everett MSA have increased as well, giving equity back to homeowners who during the housing market crash found themselves underwater on their mortgages. However, many homeowners have yet to realize the extent to which prices have improved.

The rate at which home prices have increased this year is remarkable. And the improving market is giving hope to many homeowners who have been struggling over the last few years.

Many factors are driving home prices up, such as more people wanting to buy homes, inventory constraint, and fewer distressed properties on the market.

Today, more people than ever are looking to buy a home, but there aren’t enough homes on the market. This is letting homeowners looking to sell ask more and more for their homes. Today’s market is really a seller’s market.

As a Certified Distressed Property Expert® (CDPE), I and my team are specially trained to help distressed homeowners understand their options. Struggling homeowners need to know they’re not alone and that the recent upturn in the market is providing many with paths out of a difficult situations.

 My team, Benchmark Team, serves homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

 We have provided a free report entitled “Underwater Homes Reach the Surface” which is accessible from our website, www.RescueWA.com.


Sincerely,
 
BENCHMARK TEAM
Platinum Real Estate Marketing Svcs.
CARLO DELIZO, Team Lead
Tel: (800)780-0226 begin_of_the_skype_highlighting FREE end_of_the_skype_highlighting
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc.
www.CarloDelizo.comwww.RescueWA.com

Mortgage Forgiveness Debt Relief Act Expired. Now What?

Traditionally, forgiven debt was taxable as an income (aka ‘phantom income’). But the enactment of The Mortgage Forgiveness Debt Relief Act, mortgage-related forgiven debts were exempted from taxation.

The Mortgage Forgiveness Debt Relief Act was passed by Congress in 2007 in an attempt to provide some relief for the millions of homeowners who found themselves owing more on their mortgage than the property was worth as a result of the collapse of the housing and finance industries. --- This Act expired on December 31^st, 2013.

Now what?

Little known in the real estate industry is another tax exemption that has long been in existence and is not going away any time soon. --- It’s just a little more complicated and less straightforward. But for most distressed homeowners, the resulting tax exemption might be the same as the The Mortgage Forgiveness Debt Relief Act.

If you happen to know someone who may be going through mortgage troubles and/or want to learn more about this “other” tax exemption, please feel free to share my contact info with them.

Visit my website, www.CarloDelizo.com, to see what our previous clients are saying about me and my team.

Sincerely,

Carlo Delizo, Team Lead & Managing Broker
Benchmark Team
Platinum Real Estate Marketing Svcs.
      Operating under: RE/MAX Metro Realty Inc.
REO Certified Specialist
Certified Distressed Property Expert (CDPE)
Accredited Short Sale Designation
Short Sale & Foreclosure Resource (NAR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

 

 

 

 

Facing Foreclosure? You Have Options!

A lot has changed since you bought your home.

If you or someone you know is among the 10 million homeowners who are falling further behind every single month because of an unmanageable mortgage payment, then that weight may feel unbearable. But there is actually some encouraging news: Government incentives, coupled with banks willing to help stem the foreclosure tide, are providing new opportunity.

You have options, and foreclosure is not one of them!

As a real estate professional with the Certified Distressed Property Expert® (CDPE) designation, I offer all of my clients the benefit of the best expertise and insights when it comes to foreclosure avoidance.

Take a look at my site and download a copy of my free report entitled “Your Mortgage Does Not Have to be A Monster.” Then contact me for a free, confidential consultation.

BENCHMARK TEAM 

Platinum Real Estate Marketing
(800)780-0226
Carlo Delizo, Team Lead  
Realestate@CarloDelizo.com
Re/Max Metro Realty Inc.
www.ShortSaleSeattleMetro.com
www.RescueWA.com

*Carlo Delizo and his team, Benchmark Team, serve homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.