How To Buy A Rental

When it comes to investments, it is all about Return On Investment (ROI).

Hypothetically speaking, if you invested $100,000 in say stocks, mutual funds, bonds or rental property for one year and your $100,000.00 became $105,000.00, the $5,000 return (or 5.0% per annum) is what we call the ROI. 

When it comes to rental properties, the Return On Investment is derived by simply dividing the property’s annual cash-flow (NET income) by the total cash invested.

For example, if you bought a property for $250,000.00 and it is providing a positive annual cash flow of $18,000.oo, you’d simply divide $18,000  by  $250,000 and you’ll come up with a 7.2% ROI.

What is CAP rate? Cap rate is short for capitalization rate. And it is derived by simply dividing the Net Annual Operating Income of a property by its price. Cap rate is a good starting point when shopping for a rental home or commercial property to buy. Initially, you can gauge whether a property is over-priced or not by just comparing its Cap rate to the prevailing average Cap rate in the area. Sellers and Listing Brokers alike will easily divulge the Net income of the property they’re selling.

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A property with a higher-than-average Cap rate however, doesn’t always translate into an acceptable ROI. Cap rate doesn’t incorporate nearly all of the other financial factors that should be considered when making an investment decision.

ROI calculation seems simple in the example above. But there are intricate details that should not be overlooked when calculating the ROI. This is where your knowledgeable real estate broker comes into play. Not all real estate Agents/Brokers have the knowledge in properly calculating a property’s ROI based on a buyer’s unique financial situation.

You have questions, we have answers!!!

There are inherent advantages that are unique to investing in real estate over other investment vehicles. Most notably is the yearly depreciation deductions. Another is the property appreciation over time.

In the real world, most buyers will need a purchase loan when buying a property. This is where calculating the ROI gets a little complicated. When an investment purchase is financed, stealth cash-flow (as I like to call it) should also be taken into account.

We’re here to earn your trust and we’d like to see you succeed. Contact us at (800)780-0226.

 

9 Ways To Avoid Foreclosure

1.) Reinstatement:  Bring the loan current by paying all outstanding/overdue payments.

2.) Forebearance:  Temporary repayment plan

3.) Refinance:  Procure a new loan to pay off the existing loan, possibly with lower monthly payments.

4.) Loan Modification:  Modify original loan terms with more affordable monthly payments

5.) Sell the Property:  Proceeds will be used to pay off entire loan balance including arrears.

6.) Rent the Property:  Bring the loan current first.

7.) Short Sale:  Negotiate with the bank to accept a payoff that is less than the current loan balance

8.) Deed-In-Lieu of Foreclosure:  Surrender the property title to the bank.

9.) Bankruptcy:  Will delay foreclosure but it does NOT stop it.

At the end of your ropes? We can help you avoid foreclosure.

Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

 

Rising Home Prices are Helping Millions out of Challenging Situations

March 2014 marked the 25^th consecutive month of year-over-year increases in home prices, according to the CoreLogic Home Price Index Report. For millions of homeowners, the recent increase in home prices is helping to end struggles that began when the housing crisis first hit.

As home prices increase, homeowners are regaining equity in their homes. Homeowners who were underwater, or owed more on their mortgage than their home was worth, are finding they aren’t any longer. In fact, more than four million homeowners regained equity since the housing crisis ended!  

I have a report entitled “Need a Second Chance?” that explains how the rising home prices are helping homeowners and what it means for you.

You can instantly download the report by going to www.Sold-In-45days.com. Once you get to the website, click on the thumbnail on the right side bar. Or you may also request a free copy by calling 1-800-780-0226. After reading the report, contact me today for a free market analysis and to discover what your home is worth.

My team, Benchmark Team, serves homeowners in the Seattle - Bellevue - Everett metropolitan areas and outlying cities.

Sincerely,
Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

Why Now is the Time to Buy or Sell a Home !

After years of nothing but negative reports about the housing market, it is hard to believe recent news about the “housing market rebound” and “why now is a great time to buy or sell a home.” However, the reality is that the housing market has recovered remarkably quickly and created unique opportunities for those looking to buy or sell a home.

For those looking to buy a home, interest rates for mortgage loans remain incredibly low. For 2014, the average annual rate has hovered around 4 to 4.5%. These low interest rates make buying a home more affordable than at almost any time in the last 40 years.  

For those looking to sell, home prices are up significantly and continue to rise. In fact, home prices rose by 12 percent in January 2014 compared to January 2013. What’s more, there are not enough homes on the market to meet the current demand. The simple principle of supply-and-demand is helping those selling a home get top dollar for it. 

 

I have a report entitled, “The Miracle Housing Market,” that further explains why now is the perfect time to buy or sell a home. You can download the report from my website www.CARLODELIZO.com by clicking on the link on the right sidebar.

After reading the report, contact me today to explore the options available to you!

My team, Benchmark Team, serves homeowners in the Seattle - Bellevue - Everett metropolitan areas and outlying cities.

 

Sincerely, 

 

Carlo Delizo, Team Lead & Managing Broker
Benchmark Team (Dba. RE/MAX Metro Realty Inc.)
Certified Distressed Property Expert (CDPE)
Short Sale & Foreclosure Resource (SFR)
Direct: (425) 444-1010
Fax: (800) 591-0858
E-mail: RealEstate@CarloDelizo.com

Seattle Agent Provides Resource on Foreclosure Alternatives, Short Sales

SEATTLE PRESS RELEASE May29th, 2014 - A local real estate agent, Carlo Delizo of Re/Max Metro Realty Inc., with the Certified Distressed Property Expert^® (CDPE) designation has released an informational report comparing the consequences of a short sale and foreclosure.

The report can be found at www.CarloDelizo.com and provides a thorough explanation of how a short sale might improve a homeowner’s future financial stability.



“Considering how damaging foreclosure can be for the homeowner and the surrounding community, it is important that everyone knows all of the alternatives available,” Carlo Delizo said. “I do everything I can to make sure that they best information available so that they can make the most informed decision possible.”

Many of these homeowners are facing foreclosure, which can be a difficult place to be. Once a mortgage payment has been missed, the lender has the ability to begin the foreclosure process. A short sale can potentially minimize the damage to one’s future loan eligibility, credit score, employment, security clearance and more.

“We often see homeowners enter the foreclosure process without any visible means of professional guidance,” Carlo Delizo said. “My hope is that we can spread the word so that homeowners in this situation understand that there is someone they can turn to.”

As a CDPE designee, Carlo Delizo possesses the tools and knowledge needed to efficiently, ethically and effectively pursue foreclosure alternatives, specifically short sales. In addition to this training, CDPE-designated agents are connected to a network of professionals via the Charfen Institute, allowing them to remain regularly updated on the complex and quickly changing real estate market.

Carlo Delizo and his Benchmark Team, serve homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

CONTACT INFO BELOW FOR A FREE CONSULTATION:

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc.

Separate the Myth from the Reality !

It used to be that if you were facing foreclosure, it was difficult to find information about what to do. Today, distressed homeowners have the exact opposite problem.

There is information everywhere, but it can be almost impossible to tell the truth from the fiction. But there is one fact that you can take to the bank: You have options.

As a Certified Distressed Property Expert® (or CDPE), I make it my mission to help you separate the myth from the reality about the options that are available to you. Understanding your options and acting can help relieve the burden of your mortgage.

I’ve created a report that outlines some of these options. It’s entitled “Foreclosure Alternatives Under the Magnifying Glass” and it is available on this website. Download it, read it, and then contact me for a free, confidential consultation!

Please click on the following link to be directed our website http://www.Sold-in-45days.com

My team, Benchmark Team, serves homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities.

Sincerely,  

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert  
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc. 

In Real Estate, Experience Worth $25,000, Study Finds

For real estate Brokers, experience brings a number of advantages. With experience, Brokers gain deep market knowledge, stronger negotiating skills, a wider professional network and more. According to a recent study in the Journal of Housing Research, these tools could mean the difference of $25,000 for your home!
 

In the study, homes listed by experienced real estate Brokers sold for $25,000 dollars more, on average, than those listed by rookie Brokers. Experienced Brokers were also more likely to sell the home and to sell it faster.
 

For homeowners who are struggling with their mortgages and looking for answers, finding a trained and experienced Broker is even more important. It takes an experienced Broker to help homeowners understand their options and help them find the best path through their unique situations.
 

I have a report entitled “The $25,000 Home Selling Bonus” that explains how working with an experienced and trained Broker can benefit you. Please click on the image below to download a copy of this report.


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I think you’ll be surprised by the difference experience makes. If you or someone you know can use my help, please read the report, and then contact me for a free, confidential consultation.

My team, Benchmark Team, serves homeowners in the Seattle – Bellevue - Everett Metropolitan areas and outlying cities. Please visit us at   www.Sold-in-45days.com

 
Sincerely,

CARLO DELIZO Team Lead, Benchmark Team
Certified Distressed Property Expert
Tel: (800)780-0226
Realestate@CarloDelizo.com
RE/MAX Metro Realty, Inc.